Urbanitae international
real estate crowdfunding in Europe

Urbanitae is a real estate crowdfunding platform authorized to operate in Europe, with a presence in Spain, Portugal, France, and Italy. Discover how we invest in international real estate projects, which markets we are developing, and why the real estate coinvestment model is growing across Europe.

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In recent years, real estate crowdfunding has become one of the primary real estate investment alternatives. The possibility of investing in the real estate sector with small amounts of money and accessing attractive yields with a moderate level of risk has driven the growth of real estate coinvestment throughout Europe.

Thus, at the close of 2025, real estate crowdfunding in the European Union (EU) has continued to consolidate its annual growth. France remains the largest market by volume, followed by Germany. In Spain, the leadership of Urbanitae, which concentrates around 60% of the market, has already shifted the landscape of crowdfunding in Europe after closing a record-breaking year with 280 million euros transacted.

The 25 largest crowdfunding platforms

In fact, two Spanish platforms rank among the 25 largest in the EU by funding volume. After closing 2025 with a record of over 280 million euros transacted, at Urbanitae we have cemented our leadership in Spain and narrowed the gap with major European players.

Our internationalization, which we launched at the end of 2022 upon securing the authorization to operate in Europe, has allowed us to expand our presence into France, Portugal, and Italy. Consequently, projects outside Spain continue to gain strategic weight within Urbanitae's overall funding, consolidating a European expansion that we aim to keep leading throughout 2026.

Urbanitae, leader in the Portuguese market

Urbanitae has consolidated itself as the undisputed leader of real estate crowdfunding in Portugal. Since the beginning of our operations in this market, we managed to break all crowdfunding records in the country after channeling tens of millions of euros through thousands of independent investments. In fact, our track record highlights a historical milestone for the Portuguese sector: the financing of a single project worth 5 million euros, the absolute maximum limit permitted by European community regulations, demonstrating our platform's massive fundraising capability and the maturity of our community.

The luxury real estate market in Portugal is experiencing a global boom and represents a fundamental pillar of our diversification strategy. Approximately half of the capital funded in the country is allocated to the prime residential segment, a solid bet in exclusive locations across Lisbon and Porto. Alongside this, investment in high-end tourist apartment complexes has mobilized an extraordinary funding volume. Investing in Portugal with Urbanitae offers a unique opportunity due to relentless international demand and a structural shortage of new housing, ensuring excellent profitability prospects.

France: strategic opportunities in equity crowdfunding

France represents the largest crowdfunding market by volume in Europe and one of the most competitive environments on the continent. Our entry into this country was sealed with a high-impact operation in the commercial segment: the acquisition of a leased office building in Levallois-Perret (Paris), a premium asset valued at 23 million euros where we managed to raise a funding ticket of 2.5 million euros in less than half an hour thanks to the participation of nearly 1,000 investors. This milestone proved Urbanitae's operational agility in the most demanding arenas.

Our main differential contribution to the strict French market lies in flexibility and in boosting funding for local developers through the equity (capital) formula, in addition to traditional debt projects. Unlike the bond issuances customary in the country, the equity strategy allows developers to free up essential equity without having to incur further bank debt. For investors, this approach translates into a diversification path within one of the world's most stable economies, providing higher yields commensurate with the added value of the selected commercial and residential assets.

Italy: from strategic goal to consolidated reality

What we initially outlined as a challenge in our international roadmap is today a fully consolidated reality. Italy has officially ceased to be "our next target" to become an active market where Urbanitae's model is firmly established. After analyzing an ecosystem that presented excellent investment opportunities but required more agile and flexible financing solutions, we decided to expand by applying all our expertise in equity and debt projects—a field where we possess unrivaled experience in Europe.

In the Italian market, Urbanitae's strategic focus is geared heavily toward the super-luxury residential segment and the boutique hospitality sector. A clear example of this success is the structured operations in enclaves of international prestige, such as the highly sought-after coastal area of Forte dei Marmi (Tuscany), financing the renovation of exclusive single-family villas and high-standing tourist assets. Italy offers an unmatched investment environment due to the chronic shortage of this type of new real estate product and the strong appetite of high-net-worth buyers, ensuring fast asset rotation and very high returns for our coinvestors.

Frequently asked questions

Urbanitae currently operates in Spain, Portugal, France, and Italy. As an authorized platform at a European level, we select the best real estate opportunities in these markets so you can diversify your portfolio across different economies on the continent in an agile way and from a single account.

Yes, absolutely. Through your Urbanitae account, you can access projects located in Portugal, France, or Italy in the exact same way you do in Spain. The process is 100% digital, transparent, and operates under our same risk analysis standards.

It is a crowdfunding mechanism that allows multiple investors to pool their capital to finance real estate projects across the European Union. It is regulated by a single EU framework, ensuring full transparency, legal certainty, and accessibility in all member states.

In equity crowdfunding (capital), you become a partner in the project and your profits depend on the sale of the property. In crowdlending (loans), you lend money to the developer in exchange for an agreed fixed interest rate, usually backed by solid mortgage guarantees.

Yes. Urbanitae is authorized by the National Securities Market Commission (CNMV) in accordance with the European Crowdfunding Service Providers Regulation (Regulation EU 2020/1503). This single European license enables us to operate and offer investment projects throughout the entire European Union.

The general minimum investment is 500 euros per project. This amount allows small and medium-sized savers to access the institutional real estate market and build a diversified portfolio by investing in multiple opportunities, both domestic and international, in a highly accessible way.

The risks are similar to domestic ones: construction delays, cost overruns, or local market fluctuations. However, when investing within the EU with Urbanitae, regulatory risk is reduced thanks to the common European legal framework and our stringent analytical filtering.

The profits obtained are taxed in Spain as savings income (with brackets between 19% and 28%). Since these are projects within the European Union, double taxation treaties apply to avoid double taxation, facilitating your tax return.

Have you got any questions left? Access our Frequently asked questions section, clear your doubts, and start investing with confidence in Urbanitae. We are here to guide you every step of the way!