Investing in Non-Residential Assets with Urbanitae

Diversify your real estate investment beyond residential

At Urbanitae, we believe the best way to invest is with information, transparency, and diversification. That's why, in addition to offering opportunities in new residential property developments, we also open the door to investing in non-residential assets—a segment with enormous potential and increasingly present on our platform.

Commercial Real Estate (CRE) covers assets intended to generate income through rent or the exploitation of economic activities: among others, offices, commercial premises, hotels, student residences, flex living spaces, or logistical warehouses.

Investing in these types of projects provides access to new sources of return, diversifies risk, and allows participation in sectors with their own dynamics and less correlation with the residential cycle.

How to invest in CRE on Urbanitae

On Urbanitae, non-residential asset projects can be structured under different strategies:

Equity (Capital Gain)

Co-investment alongside the developer in the development or repositioning of an asset. Profits are distributed upon project closing.

Debt

Financing for developers backed by first-rank mortgage guarantees, with fixed returns and shorter terms.

Rents (Income)

Stabilized assets that generate periodic income through rent, with a more conservative risk profile.

This variety allows investors to diversify their portfolio within the real estate sector itself, combining strategies, timeframes, risk levels, and asset types.

Rental Projects: stability and periodic return

Although Urbanitae's focus is currently on development and debt projects, the rental strategy remains active and available on the platform when attractive opportunities arise.

In these projects, investors participate in the acquisition of already leased assets—such as commercial premises or logistics properties—with solvent tenants and long-term contracts.

The investment generates two types of return:

  • Recurrent income from rent, distributed periodically.
  • Final capital gain derived from the sale of the asset at the close of the investment period.

This is an option especially suitable for those seeking stability, cash flow, and exposure to the real estate market with lower volatility.

Why invest in non-residential assets

Real diversification: combine different strategies, sectors, and locations in a single portfolio.

Institutional access: opportunities in segments traditionally reserved for large investors.

Profitability potential: sectors such as hospitality, flex living, or logistics show sustained growth.

Tangible and resilient assets: commercial real estate maintains its attractiveness even in contexts of uncertainty.

Urbanitae: Global Real Estate Co-investment

Since 2019, Urbanitae has financed more than 550 million euros in over 250 projects in Spain, Portugal, and France, consolidating itself as the leading platform for real estate co-investment in Europe.

More and more investors trust us to diversify their real estate investments into residential and non-residential assets, with the security of a transparent process regulated by the CNMV.

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