Urbanitae. Returns to investors

With over funded projects, Urbanitae has returned more than € M to its investors, with an average annual return exceeding .

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Returns chart

In 2025, Urbanitae returned just over 100 million euros to its investors, exceeding the previous year's results by nearly 150%.

In total, we have returned more than million euros to over investors. These figures clearly demonstrate the profitability Urbanitae can offer and the rigour with which we select investment opportunities with the best combination of return and risk.

The projects returned by Urbanitae include both debt and equity operations, with average return periods of 29 and 13 months respectively.

If we consider the projects that have been fully returned – those that have already finished – we are looking at an average annual return (IRR) of over . None of them has resulted in a loss for the investor.

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Returned Urbanitae projects

Cádiz | Pinares II Project

Capital gain

Residential sector

Manager: Carpio Capital (Fenext)

Funded in September 2020

€502,500

414 investors

Estimate

43% return
20% IRR
24 months

Actual

58% return
23.1% IRR
27 months

Pinares II is the second phase of the Pinares project, a development of new-build semi-detached houses in El Puerto de Santa María (Cádiz). The success of the first phase drove the second, consisting of 16 units, of which 11 were already reserved at the time of investment.

The developer's good performance, despite the difficulties of the Covid pandemic, resulted in excellent outcomes. A return of more than 50% with a delay of only three months over the scheduled timeframe.

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Barcelona | The Haus Project

Capital gain

Commercial sector

Manager: Psquared

Funded in July 2021

€1,850,000

665 investors

Estimate

17% return
12% IRR
15 months

Actual

21.3% return
29% IRR
9 months

A unique space in the city of Barcelona, chosen by both the footballer Neymar and the fashion house Dior, was the setting for The Haus project. Hand in hand with Psquared, Urbanitae investors provided 1.8 million euros to transform a 630-square-metre office building into a flexible space adapted to modern needs. The result was a higher return in almost half the timeframe.

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Madrid Centre | Local Prime Project

Rents

Commercial sector

Manager: Falcons Real Estate

Funded in February 2024

€2,373,000

864 investors

Estimate

6.15% return
5% IRR
60 months

Actual

13.9% return
14.71% IRR
23 months

Under the rental strategy, Local Prime involved the acquisition of a commercial premises let to a luxury firm on the corner of Lagasca and Ortega y Gasset streets in Madrid. The tenant had signed a 10-year mandatory lease, indexed to the CPI. Although the generated rents were not distributed to the investor, a partial return was made in January 2025 and the project concluded in December of that same year, with a weighted term of 12 months and an IRR close to 15%.

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Benefits of investing with Urbanitae:

From €500: truly accessible real estate investment

Real estate investment does not have to be limited to high-net-worth individuals. At Urbanitae you can start from just 500 euros, allowing virtually any investor to access opportunities traditionally reserved for professional investors. Furthermore, you do not invest alone: in each project you co-invest alongside family offices, institutional investors, and developers with their own capital.

Projects that adapt to the investor: equity and debt

Every investor has a different profile, and real estate investment is no exception. That is why at Urbanitae we offer equity and debt projects, so that each user chooses the strategy that best fits their objectives, time horizon, and risk tolerance. Equity seeks to capture the capital gain generated by the development or repositioning of an asset, while debt prioritises predictability, with defined terms and an interest rate agreed from the outset.

How do I know how the projects are performing?

Investing also involves managing uncertainty. When a project does not evolve as planned, at Urbanitae we do not look away: we accompany the project from the first to the last day, working alongside the developer to protect the investor's interests. That is why we offer three levels of information: a monthly newsletter with the performance of all projects, both active and finished; and, in the private area, a quarterly report prepared together with the project manager.

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Frequently asked questions

Investing in Urbanitae is a 100% online process. Simply register, complete identity verification, and ensure you have a balance on the platform. From there, you can analyse available projects, attend informative webinars, and decide which ones to invest in from 500 euros.

Profitability depends on the type of project and its strategy (equity or debt). Historically, the average annualised IRR of returned projects has been above 12%, although every investment is different and past returns do not guarantee future results.

Timeframes and scenarios are continuously reviewed. When deviations arise, Urbanitae actively works with the developer to remedy the situation and keeps the investor informed with periodic updates, quarterly reports, and specific communications in the private area.

Our figures are public and are on our website. All information on ongoing and already returned projects is available transparently. In addition to the global monthly newsletter, each investor can consult the detailed reports and communications of the projects in which they have participated in their private area.

Any further questions? Access our Frequently Asked Questions section, clear up your doubts, and start investing with confidence in Urbanitae. We are here to guide you every step of the way!